IKF Finance | Unlisted Shares | Latest Share Price & Updates

Last Modified - September 8, 2023

Buy

₹ N/A

Sell

₹ 220.00

Fairly Valued 2048x572 1

Company Overview

IKF Finance is one of the prominent NBFCs in India, it was incorporated in 1991. With a vision of being among the premier league of asset financing they have crossed management of assets of worth Rs.1740+ crores. 

IFK Finance Share Price has been a significant aspect of the company’s trajectory. 

The company has an experience of 30+ years and are present in 9 states of the country with over 99 branches. It is recording significant increase in Revenue, Profit and Earning Per Share every year. It has built strong relationship with 30+ lenders, some of them are SBI, HDFC Bank, PNB, Union bank, ICICI Bank and many more. It is also a technology supportive organisation and have used technology appropriately as it has a well managed web based portal, a mobile application for customers and a partner/dealer portal.  

IKF Finance mainly serve as an Asset Management company, the main  services they offer include providing of Commercial Vehicle loans, Tractor loans, Two and Three Wheeler loans, Cars and MUV loans, Construction Equipment loans, Home loans, Secured MSME loans and Loan Against Property loan.

Subsidiary Company:

‘IKF Home Finance’ is a subsidiary of IFK Finance. It started off as an independent company to provide housing loan to middle and low income group and further it was acquired by IKF Finance. It now has 46 branches in 6 states across the country.

Registered Office

IKF Finance’s registered office is located at IKF Finance Limited, 40-1-144, 3rd Floor, Corporate Centre, M. G. Road, VIJAYAWADA-520 010

Board of Directors

NAME

DESIGNATION

VGK Prasad

Founder and Chairman

V Indira Devi

Whole Time Director

K Vasumathi Devi

Managing Director

Vasantha Lakshmi

Alternate Director

Sinha S Chunduri

NRI Director

K Satyanarayana Prasad

Independent Director

Y Nageswara Rao

Independent Director

Gopalakrishna Gurrapa

Director (Non-Executive & Independent)

Sunil Rewachand Chandiramani

Director (Non-Executive & Independent)

Key Business Highlights of IFK Finance & IFK Finance Share Price

Ratio

RatioFY22FY21
Operating Margin75%76%
Net Profit Margin19%16%
Return on Equity12%11%
Debt-Equity3.753.78
Current Ratio1.241.24
Dividend Payout0%0%

Financial Highlights

Particulars2021-222020-212019-202018-19
Total Income (₹ Crores)271.7238.09239.5158.18
PAT (₹ Crores)51.1337.935.8418.74
Diluted EPS9.897.537.127.58
Book Value per Share (₹)79.0469.3561.6754.14
Equity (₹ Crores)416.22358.36310.05272.21

Financial Charts

Shareholding Pattern

Peer Comparison

CompanyMarket Cap (₹ Crores)Profitability Margin (%)ROCE (%)ROE (%)D/E RatioP/E RatioP/B RatioBook Value per Share (₹)
IKF Finance Ltd118519%48%12%3.7522.752.8579.04
Bajaj Finserv25782115%13%15%4.5740.25.56291
Shriram Finance Ltd6677920%12%17%3.7911.11.531162

Media Updates

 

Frequently Asked Questions (FAQs) on IKF Finance Unlisted Shares

The buying and selling of unlisted shares and pre-IPO shares is fully legal and valid. 

The procedure to buy the IKF Finance unlisted shares is fairly simple. Once you have settled on the price and quantity of the transaction, you would have to transfer the funds into the seller's bank account. Once the funds are transferred and transaction details are shared with the seller, your demat account will be credited with the shares either on the same day of the fund transfer or before the end of the next working day.

In the secondary market, the transactions related to unlisted shares take place with the existing owners of the shares who are generally the employees or existing investors in the company. The company itself is not directly involved.  

The IKF Finance unlisted shares will get credited either the same day or before the end of the next working day when you transfer the funds into our bank account.

The minimum lot size varies on the basis of market conditions and demand and supply factors. To know the current lot size of IKF Finance ltd, please visit the stock page on our website: www.delistedstocks.in/current-offerings/elofic-industries-ltd/ 

There are many factors which influence the pricing of unlisted shares. Apart from the supply and demand factors, the latest transactions happened on the same stock, last funding round of the company, and valuation level of companies of the similar size affect the pricing of the unlisted shares. 

Before IPO, there is no restriction on sale and transfer of your IKF Finance ltd unlisted shares. But once the shares are listed on the stock exchange, for retail investors, there is a minimum lock-in period 6 months after listing on the stock exchange.  

Once the selling price and quantity of shares is agreed with us, we will provide you with an UTR number to transfer the shares. Once you have transferred the shares into our company’s demat account, funds are released into your bank account within 24 hours or before the end of the next working day of the transfer of the shares.

If your holding period is less than 2 years, then such income is treated as business income and liable to get taxed as per tax slab of the investor. If your holding period is more than 2 years, then your profits would be subject to long-term capital gains tax. The current short-term capital gain tax rate is 20% after indexation.

The trading in unlisted shares is governed by Securities & Contract (Regulation) Act, which comes under the preview of SEBI.  The SEBI regulations become applicable when the stocks of the company get listed on the stock exchange. There is a minimum lock-in period of 6 months for pre-IPO investors. 

The major risk associated with investing in unlisted stocks is the liquidity risk. The possible exit route for investors is either to sell to another investor or wait till the company gets listed on the stock exchange. 

Yes, NRI’s can also buy and sell IKF Finance unlisted shares just like domestic investors. But their investment is on a non-repatriable basis.