PNB Housing Finance Limited Unlisted Shares|Latest Share Price & Updates

Buy

₹ 5,220

Sell

₹ 6,990

Highly Undervalued

Company Overview

PNB Housing Finance Limited (PNB Housing) is a registered housing finance company with National Housing Bank (NHB) established under the Companies Act, 1956. The company commenced its operations on November 11, 1988 and it came out with a public issue of equity shares in November 2016. Its equity shares are registered on National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) with effect from 7th November 2016.

PNB Housing Finance Limited is a Non- banking investment company. The investment portfolio of the company is as follows:

Debt Mutual Funds

Bonds

Corporate Deposits

Equity shares

2.25%

1.73%

0.67%

95.35%

PNB Housing has a large network of branches spread across the country which help its customers avail financial services (loans and deposits) seamlessly. As per the current scenario, PNB Finance and Industries Ltd. is not engaged in any business operations, except the investments of surplus funds in low-risk instruments and earning income therefrom. The company also does not carry on investment activities as a business operation.

PNB Finance Image 1

Symbol:PNB Finance & Industries Ltd.
Face Value (₹):10
ISIN:INE057F01011
Demat Status:NSDL & CDSL
Lot Size:10

Overview

Description: The company provides investment in shares, debentures, bonds, units & other securities.

Products & Services: investment in shares, debentures, bonds, units & other securities

Category: Service Provider

The current status of PNB Finance and Industries Limited is – Active.

Board of Directors:

NameDesignationProfile
Mr. Govind SwarupDirectorNA Final 1
Ms. Shweta SaxenaWhole Time DirectorNA Final 1
Mr. Rakesh DhamaniDirectorNA Final 1
Mr. Ashish VermaDirectorNA Final 1
Ms. Saumya AgarwalDirectorNA Final 1

The longest serving director currently on board is Govind Swarup who was appointed on 29 June, 1984. Govind Swarup has been on the board for more than 38 years. The most recently appointed director is Shweta Saxena, who was appointed on 27 August, 2020.

Govind Swarup has the largest number of other directorships with a seat at a total of 14 companies. In total, the company is connected to 34 other companies through its directors.

Key Highlights

  • The total income of the company saw a growth of 119%, from Rs. 7.13 Cr. in FY21 to Rs. 15.62 Cr. in FY22. 
  • Net Profit has also seen a considerable growth of 133% in FY22, from Rs.4.79 Cr. in FY21 to Rs.11.17 Cr. in FY22. 
  • EPS has also seen exceptional growth of 133% in FY22, from Rs.14.97 in FY21 to Rs.34.91 in FY22.
  • PNB Finance and Industries Limited’s operating revenues range is Under INR 1 cr. for the financial year ending on 31 March, 2016. Its EBITDA has decreased by -2.67 % over the previous year. At the same time, its book net-worth has increased by 14.44 %. 
  • PNB Finance and Industries Ltd do not have any long term or short term borrowings. Therefore, Debt to Equity ratio of the company is NIL.

Ratio

RatioFY22FY21
Operating Margin87%81%
Net Profit Margin72%67%
Return on Equity 0.36%0.15%
Debt-Equity0.000.00
Dividend Payout0%4%

Financial Highlights

Particulars2021-222020-212019-202018-192017-18
Total Income (₹ Crores) 15.627.1316.5218.4215.39
PAT (₹ Crores) 11.174.7913.1516.0112.57
Diluted EPS 34.9114.9741.0950.0239.27
Book Value per Share (₹) 9,708.499,856.669,334.799,302.048,187.94
Equity (₹ Crores) 3,106.723,154.132,987.132,976.652,620.14

Financial Charts

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Historical Charts

Shareholding Pattern

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Peer Comparison

CompanyMarket Cap (₹ Crores)Profitability Margin (%)ROCE (%)ROE (%)D/E RatioP/E RatioP/B RatioBook Value per Share (₹)
PNB Finance & Industries Ltd233372%0.44%0.36%0.00208.820.759708
Kama Holdings Ltd864415%27%20%0.746.901.6113813
JSW Holdings Ltd477272%0.79%0.75%0.0030.040.2317987

Media Updates

Frequently Asked Questions

The buying and selling of unlisted shares and pre-IPO shares is fully legal and valid. 

The procedure to buy the PNB Finance & Industries unlisted shares is fairly simple. Once you have settled on the price and quantity of the transaction, you would have to transfer the funds into the bank account of the seller. 

When the funds are transferred and transaction details are shared with the seller, your demat account will be credited with the shares either on the same day of the fund transfer or before the end of the next working day. 

In the secondary market, the transactions related to unlisted shares take place with the existing owners of the shares who are generally the employees or existing investors in the company. The company itself is not directly involved.  

 

The PNB Finance & Industries shares will get credited either the same day or before the end of the next working day when you transfer the funds into our bank account.

The minimum lot size varies on the basis of market conditions and demand and supply factors. To know the current lot size for PNB Finance & Industries Ltd unlisted shares, please visit the stock page on our website: www.delistedstocks.in  

There are many factors which influence the pricing of unlisted shares. Apart from the supply and demand factors, the latest transactions happened on the same stock, last funding round of the company, and valuation level of companies of the similar size affect the pricing of the unlisted shares.

Before IPO, there is no restriction on sale and transfer of your PNB Finance & Industries unlisted shares. 

But once the shares are listed on the stock exchange, for retail investors, there is a minimum lock-in period 6 months after listing on the stock exchange.  

Once the selling price and quantity of shares is agreed with us, we will provide you with an UTR number to transfer the shares. Once you have transferred the shares into our company’s demat account, funds will be released into your bank account within 24 hours or before the end of the next working day of the transfer of the shares. 

If your holding period is less than 2 years, then such income is treated as business income and liable to get taxed as per tax slab of the investor. 

If your holding period is more than 2 years, then your profits would be subject to long-term capital gains tax. The current short-term capital gain tax rate is 20% after indexation.

The trading in unlisted shares is governed by Securities & Contract (Regulation) Act, which comes under the preview of SEBI.  The SEBI regulations become applicable when the stocks of the company get listed on the stock exchange. There is a minimum lock-in period of 6 months for pre-IPO investors. 

The major risk associated with investing in unlisted stocks is the liquidity risk. The possible exit route for investors is either to sell to another investor or wait till the company gets listed on the stock exchange. 

Yes, NRI’s can also buy and sell PNB Finance & Industries unlisted shares just like domestic investors. But their investment is on a non-repatriable basis. 

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